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Monthly Archives: June 2012

Taking Advantage Of Low Rates

The mortgage market seems to have been dancing its own version of the limbo, as interest rates headed lower and lower for six consecutive weeks. Although they inched up this past week, home buyers and refinancers may be wondering how low rates can go — and how they can capture the best rates now. “Mortgage Read More

Why Aren’t There More Homes for Sale?

It’s no secret to anyone who has watched the real-estate market over the past year that the number of homes for sale has dropped sharply, especially in hard-hit markets such as Miami, Orlando and Phoenix. Economists at CoreLogic have new evidence showing how big price declines are keeping many home sellers on the sidelines. They Read More

Shortage Of Homes For Sale Creates Fierce Competition

The newest problem for the slowly improving housing market isn’t a shortage of serious buyers, it’s a shortage of good homes. Would-be buyers are packing open houses and scrambling to make offers on properties before they are even listed. Bidding wars are erupting. And real estate agents are vying fiercely to represent the few sellers Read More

The Advantages Of Preapproval

With the housing market warming up in many areas, and multiple offers becoming more commonplace, buyers who want an advantage in the bidding process will need more than a mortgage prequalification. They will need a preapproval. The difference is significant. Prequalifying for a mortgage is based solely on what you disclose to the loan officer Read More